If you’re an adult living out in the real world, then there is a more than likely chance that you have credit card debt. Expenses always keep coming, and sometimes, your income can’t keep pace. So, you turn to the credit card to keep the wheels rolling.
Some people have to do this more often than others. Of course, these people may find themselves in a bit of predicament after a little while. Excessive credit card debt shouldn’t be taken lightly, and if you aren’t careful enough, you’ll find that you’re stuck making minimum payments each month.
I can attest to that!