how to invest when you're self-employed

how to invest when you're self-employed

While it seems like 401(k)s are more popular than Instagram pics of Starbucks cups (oh, hey, Pumpkin Spice Latte…I see you’re back), the data shows otherwise. In fact, over 31% of American households don’t have access to a plan like a 401(k) to save for retirement. And a majority of those are most likely made up of people just like you.

The wild ones. Creatives. Risk takers. Uber successful entrepreneurs kicking a$$ and taking names.

But just because you’re rolling in the dough now doesn’t mean that you shouldn’t give thought to your own retirement. This still needs to be a priority for you just like it was back in your days when you played Corporate Barbie for 9 hours a day, 5 days a week.

the #1 way to protect yourself in the case of a data breach

I actually found out about the Equifax data breach on Twitter (because, you know, that’s where I get all my news), and while many brushed this off as another case of potential identity theft in a time of many, I knew it was so much more than that. And it got even worse when I verified that I was one of the 143 million people who had had their information compromised. Oy vey.

the ultimate financial checklist to get your s#%! together

See if you can relate:

You’re in your 20s or early 30s and always manage to pay the bills on time but your savings account never seems to grow.

You can’t afford a gift for your friend’s bridal shower but always have the means to buy drinks at the bar at 2:30 in the morning.

You buy the latest and greatest Mac but have no emergency fund.

what you need to know before buying a home: 10 unexpected costs that could break the bank

I wish you could have seen me in the first few weeks of owning my home.

First of all, picture a house that has no dining room table, fold-up chairs serving as seating in the living room and your grandma’s 1980s coffee table being used as a TV stand (that lasted for more years than I care to admit). I’d try to throw a meal together using what little kitchen utensils I had on hand and then eat said meal off of a paper plate in a chair my parents had spent many evenings in watching my soccer games. And why?

Because I had no idea of what it actually took to outfit a home.  Multiple trash cans? I now need multiple trash cans?