I love my credit card. And I may get flayed alive by the Dave Ramsey fanatics out there, but for those who can use them wisely (like yours truly – I would definitely be the villain if Visa ever wrote a superhero comic), I think they can be a great tool to earn some free swag.Read More
I don’t particularly enjoy talking to people at the gym. Call me an a$$hole, but I find that when I’m between the treadmill and weight racks, it’s my time to de-stress from my day. And normally random conversations don’t really aid in that, which is why it was so strange for me to find myself talking to a random guy for 20 minutes in between my lunge sets.
Okay, maybe not a random guy, but more of a “we-went-on-one-date-and-then-ran-into-each-other-at-the-gym-two-years-later” guy. But that’s beside the point.Read More
When you were growing up, you probably had people tell you to speak a certain way. One that comes to mind was: “Say: ‘Pardon me?’, not ‘Huh?’ or ‘Eh?’.”
People knew that what you said could change the way others look at you. More recently, I’ve realized that the words I use influence many of my own behaviors. If I can sum up one profound lesson I’ve learned this past year it’s this:
Words Have PowerRead More
If you’re anything like me and 72,000 other ladies out there, you’ve felt the effects of summer on your wallet. Outdoor concerts, Saturdays spent on the lake, margaritas on the patio of your fav tequila joint…they tend to get the best of us, and before you know it, summer’s gone and so is all of that progress you had been making towards your goals. Damn you, patio beers.Read More
Going off to college is one of life experiences that bring both excitement and trepidation. Many students look forward to the challenge of managing their own finances, yet few are truly equipped to handle the demands of both school and money. After paying for the high cost of tuition, books and fees, students are asked to stretch their money from the first of the month to the end, all the while paying for their food, transportation and comfort. Mastering these personal finance hacks for saving money in college without sacrificing the experience that will make it all the more enjoyable and certainly less stressful.Read More
You guys, I love talking with customer service reps.
Most people find that super weird. Why would you like be put on hold? Why would you like battling with reps only to be told that “there’s nothing we can do?”
Why do I love it? Because I understand how to do it. Nine times out of ten, I succeed in getting what I want (and sometimes, more than I what I want.) I’ve literally saved thousands of dollars, and sometimes earned money/perks, by simply taking a few minutes to call or tweet customer service.Read More
My first 6 months as a manager looked something like the high school years of a teenage girl: lots of ups, way more downs, and me trying to not break down on a daily basis.
I had come into my role as a manager never having management experience before, and suddenly, I was in charge of 10 individuals who were looking to me for all the answers. I had NO idea the challenges and time that came with that, and I will be the first to admit that I struggled with it. All of it. The constant interruptions. The questions I didn’t have answers to. The small problems that seemed so petty but you still had to resolve. When I say that I had to hold back many tears those first few months, I’m not lying.Read More
When I first graduated college, I thought I was making bank…and I spent like it, too. I remember allowing myself to buy an Icee while at the movies, and it was the tip of the iceberg that sent me over the edge. I loved the feeling of not having to worrying about buying $5 frozen juice, and let me tell you, those first few months I ran with that mindset. I purchased those shoes I loved but didn’t really need, rounds at the bar, a new TV…you name, I bought.
However, after a couple of months, I looked at my bank account and noticed that it hadn’t really moved. At all. I thought I was making all of this money, but it ends up I was also spending all of it, too. And for a girl who had bigger plans – like travel and buying a home and starting to save for retirement – this attitude just wasn’t going to cut it.Read More
For some of you, children might be the furthest thing from your mind right now (says the girl who’s drinking a Bloody Mary as she’s writing this), but if you’re entering your late-20s/early 30s, they seem to be everywhere. One minute you’re pounding tacos at 2am after a night at the bars and the next you’re going to bed at 10pm to be prepared for a farm-themed 1st birthday party the next morning. It’s inevitable, and even if you don’t want children, odds are some of your friends will. Get ready.Read More
Did you know that if you take out a $30,000 student loan during college, you could end up having to pay back a balance larger than that?
College graduations are just wrapping up, which means in 6 months, those who are entering the work force are about to meet their worst enemy: student loans. And for many, they may be surprised that their balance is higher than they originally planned. This week, I'm featuring a guest post from Drew Cloud, Founder of the Student Loan Report, that explains how your balance can increase and the insanely good move you should do to make sure it doesn't. Parents, this is a must read for you, too. Check it out and afterwards, head over to his site and learn more about how you can better manage and save on your student loans.Read More